Facebook Twitter Instagram
    Mortgage.info
    • First Time Homebuyer
    • Loan Programs
    • VA Programs
    • Refinancing
    • Beyond the Mortgage
    Mortgage.info
    Home»Buying a Home»How to Do a Property Record Search
    Buying a Home

    How to Do a Property Record Search

    Chris HamlerBy Chris HamlerApril 6, 2017No Comments3 Mins Read
    Facebook Twitter Pinterest LinkedIn Tumblr Email
    Share
    Facebook Twitter LinkedIn Pinterest Email

    How to Do a Property Record Search

    Choosing a home to buy entails much research on your property of interest. True, the MLS datacan provide you enough information you need, but it doesn’t hurt to extend your search and look for the property’s mortgage records. Although not necessary, scouring for further information may lead you to discover certain aspects of the property that can affect how you write your purchase contract.

    What type of information can you find in a public mortgage record?

    The public record of the property can tell you how many times the house or property has been withdrawn from the market and put back as a new listing. It also shows you how long the property has been owned by its current seller, how much is the previous mortgage, if the home has been or is in foreclosure status.

    These information can be very helpful in helping you negotiate sale price or avoiding possible risks to delayed closing that could come from unsettled liens, for example.

    »Click Here to get Matched With a Lender»

    So where do I go to dig for mortgage records?

    You can locally check for public mortgage records in your city. Your county courthouse, county recorder, or city hall may be the ones responsible for the keeping and maintenance of these documents. Holding departments may vary by city or county.

    Checking for the property bankruptcy or involvement in litigation are also possibilities that you need to check with your public records department.

    Online Record Search

    There are various websites that offer property record searches. Websites such as the NETROnlinehas a Public Records Online Directory that allows you to search by City/State. It also helps you look for properties in foreclosure.

    This websitealso gives you access to thousands of land records and deeds resources in different US states. The clerk or recorder’s website can also be a useful tool to find the information you’re looking for.

    Find Information with the Help of an Agent

    Working with an agent gives you an edge in finding valuable information that you can utilize to strategize with the selection and purchaseof a home. Real estate professionals have access to a vast pool of resources which help them guide their clients. These resources include:

    • Online Databases
    • Tax Data
    • MLS Data
    • Subscription-Based Online Services

    Buying a home is perhaps one of the most important and expensive decision you will make. Make sure you get your money’s worth by choosing the right home to invest in. You need all the help you can get. Information found in public property records can help you ensure that a small legal glitch in your property of interest will not prevent you from getting a successful property purchase.

    »Click Here to get Matched With a Lender»

    Chris Hamler
    + posts
    • Chris Hamler
      https://mortgage.info/author/chris-hamler/
      Mortgage Programs for First-Time Home Buyers
    • Chris Hamler
      https://mortgage.info/author/chris-hamler/
      So You Have a House Now. What Else Do You Need?
    • Chris Hamler
      https://mortgage.info/author/chris-hamler/
      Should I Cash-Out My Equity to Invest?
    • Chris Hamler
      https://mortgage.info/author/chris-hamler/
      How Will the New Tax Laws Impact Homeownership?
    online record search property record search property records public mortgage record where to find public mortgage records
    Share. Facebook Twitter Pinterest LinkedIn Tumblr Email
    Chris Hamler

    Related Posts

    The 4 Questions You MUST Ask Before Hiring a Real Estate Agent!

    December 10, 2022

    The ABCs of Home Buying: How Much House Can You Afford?

    November 24, 2022

    Renting vs Buying: Which is Best for You?

    November 17, 2022
    Mortgage.info
    © 2023 Mortgage.info Designed by ThemeSphere.

    Type above and press Enter to search. Press Esc to cancel.