“HUD’s housing counseling grants and the additional funding they leverage will assist more than 1.4 million households find housing, make more informed housing choices, or keep their current... Read More
Property-related delinquencies show mixed data in the first quarter of this year, according to the American Bankers’ Association. In addition, open-end and closed-end loan delinquencies were on the... Read More
Effective July 17, homeowners seeking to modify their Fannie Mae/Freddie Mac mortgages to avoid foreclosure will see lower interest rates. Each of Fannie and Freddie has cut its... Read More
Mortgage applications volume rose on the same week that global interest rates hiked. In its latest report, Mortgage Bankers Association's Weekly
The Consumer Financial Protection Bureau has made known changes to its “Know Before You Owe” rule that requires lenders to provide important
IMPORTANT MORTGAGE DISCLOSURES:
When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.
Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.
When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.
Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.