How to Lock in a Mortgage Rate
After you choose a lender and receive preapproval for a loan, the rest of the process requires you to find... Read More
After you choose a lender and receive preapproval for a loan, the rest of the process requires you to find a home, provide the appropriate documentation for underwriting and wait for the closing date. One last thing you must do, however,...
Mortgage Rates, Guidelines and Lender Information
Sometimes you need a little help getting a mortgage. Whether you have bad credit or not enough credit, getting a mortgage with a cosigner can be the answer... Read More
Jumbo loan rates often top rates for any other loan simply because of the amount you borrow. It makes sense that a $600,000 loan would cost more than... Read More
Shopping for a mortgage involves many decisions. Not only do you have to worry about the interest rate that the lender quotes you, but you also have to... Read More
Interest rates are low – that is probably something you hear every other day on the news. But how do you get those low rates? How do you... Read More
FHA loans are a common source of funding not just for first-time homebuyers, but also for any homebuyer. This program offers flexible financing options and easy-to-qualify-for guidelines, making... Read More
Selling a home does not come free as many people think it does. In fact, sellers pay a large chunk of change when they sell their home. Does... Read More
FHA loans are a common source of funding not just for first-time homebuyers, but also for any homebuyer. This program offers flexible financing
After you choose a lender and receive preapproval for a loan, the rest of the process requires you to find a home, provide the appropriate
The Convertible Mortgage is one of the many options available to you, helping you to make home ownership as affordable as possible. This mortgage
Sometimes you have more option than strictly obtaining financing from a lender. Owner financing offers you the opportunity to obtain financing Read more
Interest rates are low – that is probably something you hear every other day on the news. But how do you get those low rates? How do you even know if Read more
You want to refinance to save money each month. Now may be a good time as interest rates continue to stay low. But just because rates are low doesn’t Read more
IMPORTANT MORTGAGE DISCLOSURES:
When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.
Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.
When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.
Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.