How Long Do USDA Rural Home Loans Take To Close?
It’s a common myth surrounding the USDA loan that it takes ‘forever’ to get to the closing. It really doesn’t... Read More
It’s a common myth surrounding the USDA loan that it takes ‘forever’ to get to the closing. It really doesn’t take too much longer than any other loan on the market. While there is one extra step USDA lenders have to...
Mortgage Rates, Guidelines and Lender Information
The VA IRRRL loan allows veterans to refinance in the simplest manner. You don’t need to verify your income, assets, credit score, or the value of your home.... Read More
If you want to know who owns a house, the resources are out there, you just have to know how to use them. Most of the information you... Read More
If everything on your mortgage application isn’t textbook material, it’s fairly certain that you’ll receive a request for a Letter of Explanation. Just what is this letter and... Read More
It’s time to take the plunge and buy your own house. It’s an exciting time! Before you start the process, though, you have to decide if you should... Read More
When you buy a home, you have many fees to pay and not all of them pertain to the lender. There are third party fees you may encounter,... Read More
It is an age-old question: should you pay points in order to secure a lower interest rate? While every situation differs, there are certain factors to consider before... Read More
If you bought your home with an FHA loan, you may be able to refinance without verifying your qualifying information all over again. The FHA
It’s a common myth surrounding the USDA loan that it takes ‘forever’ to get to the closing. It really doesn’t take too much longer than any other loan
If there’s one thing that most borrowers hate about the mortgage process, it’s how long it takes. It can feel like an eternity as you wait for the
A large earnest money deposit can help you win the bid on a home, but what if you can’t get it back? Is it worth risking a large amount of Read more
According to Business Insider, student debt in the United States is over $1.3 trillion and more than 70 percent of college graduates have student Read more
You want to refinance to save money each month. Now may be a good time as interest rates continue to stay low. But just because rates are low doesn’t Read more
IMPORTANT MORTGAGE DISCLOSURES:
When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.
Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.
When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.
Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.