Are you or a family member elderly or disabled? You might find that the home you live in isn’t conducive to the conditions you or your family members... Read More
There are two types of markets in the real estate industry – the buyer’s and the seller’s market. A buyer’s market usually means lower prices and easier negotiations.... Read More
FHA loans are government-backed loans, which makes many people think they have income restrictions or income limits. In other words, many people think you can make too much... Read More
Buying an existing home can be exciting and scary at the same time. While you would hope the seller discloses everything there is to know about the home,... Read More
When you apply for a mortgage, lenders ask you a lot of questions not only about your credit and income, but your assets too. Basically, they want to
If you are like most families, you choose your new home’s location based on the quality of the schools. Even couples that don’t have children yet put
IMPORTANT MORTGAGE DISCLOSURES:
When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.
Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.
When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.
Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.