There is a reason your credit history is so important and it is more than to secure you new financing. Of course, you need good credit for any... Read More
Shopping for a mortgage involves making many decisions. How long do you want to have the mortgage? What type of interest rate do you want – fixed or... Read More
The stated income loan received a bad reputation after the housing crisis. In fact, there was a long period of time where no lenders offered this
According to Business Insider, student debt in the United States is over $1.3 trillion and more than 70 percent of college graduates have student
IMPORTANT MORTGAGE DISCLOSURES:
When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.
Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.
When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.
Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.