Hurricane Harvey is predicted to leave in its trail some 300,000 mortgages in delinquency with 160,000 90 days + past due. This is according to Black Knight Financial... Read More
Big changes for self-employed borrowers do not stop at reducing the paperwork to one year of filed tax returns for income verification. Fannie Mae’s DU® validation service, as... Read More
Fourteen percent (14%) of respondents surveyed by the Federal Reserve Board received income from self-employment in 2016. And nearly 15 million Americans are self-employed based on Pew’s research. Up... Read More
“We’re taking needed and prudent steps to put the HECM program on a more sustainable footing so that it can remain a resource for senior borrowers, “ said... Read More
With the recently higher property values and record levels of debt in America today, many applicants have been pushing the upper limits of allowable debt-to-income (DTI) ratios. High... Read More
An average American carrying a mortgage would tell you the same story: it’s a tough process. Consider the money you have to save for the down payment,
Prior to the July 29 Fannie Mae changes, adjustable-rate mortgages required lower loan-to-value, combined loan-to-value, and high combined
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When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.
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Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.