Refinancing seems to make sense in any situation. Who wouldn’t want to get a lower payment, right? While it sounds good in a perfect world, there are certain... Read More
If you have a low credit score, you might think your chances to refinance your loan are out the window. Not so fast, there may be some options... Read More
If you have trouble qualifying for a mortgage, you might consider adding a non-occupying co-borrower to the loan. While this seems good in theory, don’t make the mistake... Read More
If you want to make energy efficient changes to your home but don’t have the cash to do so, you may benefit from the Fannie Mae HomeStyle Energy... Read More
Buying a foreclosed home might seem like a great idea. You know you can get the home for a steal, so you jump on the opportunity. Unfortunately, there... Read More
Did you pay attention when you signed your closing documents? Do you know the fine print that was provided to you? If so, do you know if your loan has
The government offers a few different loan options to help you make home ownership a possibility. Among the most popular options are the USDA and FHA
IMPORTANT MORTGAGE DISCLOSURES:
When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.
Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.
When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.
Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.