You’ve likely heard that you need a two-year employment history to get a mortgage. Many people take this literally and assume if they’ve been at their job less... Read More
You just bought your home within the last year or so, does it make sense to refinance? Most people wait a few years before refinancing their mortgage. After... Read More
Hurricanes can cause immense damage to your home. While it’s not pleasant to think of the worst happening, it’s important so that you hurricane proof
Hiring contractors to build your home is a big job. You need a general contractor to oversee everything as well as subcontractors to manage each of
IMPORTANT MORTGAGE DISCLOSURES:
When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.
Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.
When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.
Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.