How Do Seller Closing Costs Affect You?
Selling a home does not come free as many people think it does. In fact, sellers pay a large chunk... Read More
Selling a home does not come free as many people think it does. In fact, sellers pay a large chunk of change when they sell their home. Does this affect you as a buyer? Essentially, the seller helps to pay some...
Mortgage Rates, Guidelines and Lender Information
Did you receive a mortgage denial? Do not despair and think you have to rent for the rest of your life. There are many reasons you might not... Read More
First-time homebuyers are in a great situation. They have access to many different financing options and abilities to purchase a home. They are also at a disadvantage simply... Read More
Is your child trying to buy a home but keeps running into obstacles that prevent him/her from doing so? If that’s the case, you may want to help... Read More
Are you thinking of taking out a Reverse Mortgage? It works well for seniors that already own their home and need a little cash flow. Rather than keeping... Read More
You know you want to buy a house in the near future, so you want to know how to prepare. The good news is that the earlier that... Read More
Are you thinking of buying a home with someone you aren’t married to yet? Maybe you are taking things slow or you just don’t have plans to get... Read More
If you take out an FHA loan, you’ll pay mortgage insurance for the life of the loan. The mortgage insurance protects your lender should you default on
Selling a home does not come free as many people think it does. In fact, sellers pay a large chunk of change when they sell their home. Does this
Sometimes you have more option than strictly obtaining financing from a lender. Owner financing offers you the opportunity to obtain financing
Sometimes you have more option than strictly obtaining financing from a lender. Owner financing offers you the opportunity to obtain financing Read more
Refinancing comes with costs, we all know that. But did you know that there are ways to lower the mortgage refinance fees to make them more Read more
You want to refinance to save money each month. Now may be a good time as interest rates continue to stay low. But just because rates are low doesn’t Read more
IMPORTANT MORTGAGE DISCLOSURES:
When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.
Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.
When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.
Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.