How to Find Out Who Owns a Property
If you want to know who owns a house, the resources are out there, you just have to know how... Read More
If you want to know who owns a house, the resources are out there, you just have to know how to use them. Most of the information you need is located at your county courthouse. You may even be able to...
Mortgage Rates, Guidelines and Lender Information
You already have a mortgage, so you assume you know everything about refinancing. This may not be true, though. There are some differences between a purchase mortgage and... Read More
If you’ve fallen in love with a fixer-upper, you may find that it’s difficult to find financing. Your standard conventional loans or even government-backed loans won’t touch it.... Read More
The stated income loan received a bad reputation after the housing crisis. In fact, there was a long period of time where no lenders offered this program at... Read More
According to Business Insider, student debt in the United States is over $1.3 trillion and more than 70 percent of college graduates have student debt. When you combine... Read More
Your mortgage affordability will look much different on paper from what you can comfortably afford in real life. Do not make the mistake of falling for the loan... Read More
If you have equity in your home, you might be able to take some of the equity out of it. There are several ways to do this –... Read More
If you bought your home with an FHA loan, you may be able to refinance without verifying your qualifying information all over again. The FHA
If you want to know who owns a house, the resources are out there, you just have to know how to use them. Most of the information you need is located
If everything on your mortgage application isn’t textbook material, it’s fairly certain that you’ll receive a request for a Letter of Explanation.
A large earnest money deposit can help you win the bid on a home, but what if you can’t get it back? Is it worth risking a large amount of Read more
According to Business Insider, student debt in the United States is over $1.3 trillion and more than 70 percent of college graduates have student Read more
You want to refinance to save money each month. Now may be a good time as interest rates continue to stay low. But just because rates are low doesn’t Read more
IMPORTANT MORTGAGE DISCLOSURES:
When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.
Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.
When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.
Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.