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Can you be Too Old to Qualify for a Mortgage?

It might not make sense for an elderly person to take out a mortgage, but that doesn’t mean it’s not allowed. It’s against the law for mortgage lenders to discriminate against borrowers based on their age. That being said, you can...

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A Sight to Behold: Fannie Mae Removes Project Reviews for Site Condos

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Project reviews on condo, co-op and planned unit development projects safeguard Fannie Mae’s interest in mortgages securing units in those projects. But a subset of detached condominiums called site condos has earned an exception from Fannie’s rigorous project risk review.Site condos are not the  Read more

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Are Condos Eligible for VA Financing?

Buying a condo may be the smartest financial choice for you right now. You know that you can’t handle the maintenance involved with a single-family

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IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.