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VA Loan Benefits for Surviving Spouses

A surviving spouse of a veteran may have the same VA home loan eligibility they would have had if their spouse was still alive. The law protects widows by giving them the same benefits even if the death was not as...

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How Does the Principal Get Paid Back in a Reverse Mortgage?

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Are you thinking of taking out a Reverse Mortgage? It works well for seniors that already own their home and need a little cash flow. Rather than keeping the equity in your home for your beneficiaries, you can enjoy the money while you are still alive. Since you don’t need to make payments on the  Read more

FHA Loans Articles

How Long Must you Pay Mortgage Insurance

Mortgage insurance adds quite a bit to your mortgage payment. Depending on your loan type, it could cost you more than $100 extra per month. Since the

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IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.