Let’s be honest, who would say no to an affordable mortgage?As long as it’s not a scam and the terms and interest rate are clear, we'd say yes in a heartbeat. For many years, mortgages were designed so that they are more affordable for almost everyone.As a general logic, if mortgage Read more
Millennials aren’t the ones with the Most Debts and Worst Scores. Guess Who?
While Millennial homebuyers have been very vocal about their struggles in homeownership, it looks like this generation is doing better strides compared to an older generation when it comes to debts and credit scores.A new State of Credit report was released by Experian just recently. While the Read more
Know the Difference Between Mortgage Brokers and Mortgage Lenders
These days, home buyers or mortgage borrowers can easily get information with just a click of a button. Accessible resources are all over the internet if you just know where to look.While these resources are very helpful to a lot of home buyers, it's still vital that borrowers have face-to-face Read more
How Will the New Tax Laws Impact Homeownership?
Mortgage interest tax deduction has always been one of the best incentives of homeownership. So how does President Donald Trump's new tax rule change all this?If you are a current homeowner, planning to purchase, sell, or move in the near future, you need to be aware of how the new tax law will Read more
Whatever Happened to Affordable Housing?
While sweeping through the morning mortgage news, one particular article from The Guardian caught my attention. The piece, written by UN-appointed special rapporteur Leilani Farha headlines: “Housing is a human rights issue.” I did a double take. That’s not something you see every day.Or maybe Read more