Refinancing comes with costs, we all know that. But did you know that there are ways to lower the mortgage refinance fees to make them more affordable? If you know that refinancing your mortgage will help you save money in the long run, it is worth learning how to lower your closing costs to help Read more
Buying Discount Points to Lower Your Interest Rate
It is an age-old question: should you pay points in order to secure a lower interest rate? While every situation differs, there are certain factors to consider before you determine the right answer for you. How much money you have to put down on the home as well as pay for closing costs is one of Read more
The Top Ways to Get a Seller to Pay Closing Costs
When you buy a house, you have a lot more to pay for than the down payment. The closing costs alone can cost up to 5% of the loan amount. If you have a $200,000 loan, you may need as much as $10,000 more than your down payment. Sometimes sellers can help you with those closing costs, but how do you Read more
What FHA Closing Costs Can the Seller Pay?
Negotiating with a seller doesn’t always mean trying to get a lower price. Sometimes, buyers need help with things like the closing costs. When it comes to the FHA loan, just what FHA closing costs can the seller pay? We take a look at the answer below.Get Matched with a Lender, Click Here. The Read more
Buyers Should Look at More Than Interest Rates
Contrary to popular belief, focusing on the interest rate on a mortgage is not the right choice. There are other factors to a mortgage payment that make it affordable. You must look not only at your current affordability, but over the life of the loan. Remember, this is a loan you will have for many Read more
