You’d probably think of farmlands or hilltop houses when you hear or read up about home loans backed up by the United States Department of Agriculture (USDA). That’s pretty much understandable since we can automatically associate the USDA with farms, ranches, or vineyards. But there’s more to USDA Read more
The Expensive Truth About Our Mortgages
According to the latest white paper released by the NAR, home affordability is seen as one of the prime factors causing a decline in homeownership in the Land of the Free. And this is supported by data. According to Zillow analytics, mortgage payments are unaffordable in half of the largest cities Read more
Homebuying Tips for the Season
Seasonality is probably something you did not think about when you first decided to get a home. But it’s a big factor in homebuying and could dictate the price options that are available to you.Aside from inventory and demand factors, there are also quite a checklist that every first-time Read more
Fed Rate Hike Delays Homebuying Among Millennials
According to a recent survey by TransUnion, the rate hike by the Federal Reserve last December 2016 has resulted to almost half of millennials delaying their plans to buy a home. The Report Per an online survey conducted by credit rating agency TransUnion which collated responses from 1,283 US Read more
First Time Home Buyer Tips: How to Negotiate Repairs
As discussed in one of my articles, a home inspection is a vital part of the home buying process. It allows you to identify issues with the property and know if there are needed repairs that have to be done on the property.Now, the results of a home inspection can be grounds for negotiation. Read more
