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Bank Statement Home Loans for Self-Employed Borrowers

Today more and more borrowers are self-employed. Whether it’s due to the downsizing of many companies or just the desire to be their own boss, these borrowers put themselves in charge. Where it may hurt them, though, is with a loan...

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Millennials aren’t the ones with the Most Debts and Worst Scores. Guess Who?

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While Millennial homebuyers have been very vocal about their struggles in homeownership, it looks like this generation is doing better strides compared to an older generation when it comes to debts and credit scores.A new State of Credit report was released by Experian just recently. While the  Read more

Foreclosures, Delinquencies Lowest in 11 Years

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 Black Knights Financial Services Inc. (BKFS) released a report on April 21, 2017, showing that mortgage delinquencies have reached its lowest since March 2006. The drop dipped 14.08 percent on a month-over-month statistics, while the year-over-year measurements showed an 11.40 percent  Read more

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Advantages of Buying a Condo

There are more decisions to make when buying a house than just the location. You also have to decide what type of house you want. Do you want a single  Read more

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IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.