2017 is about to close. Just one more month and we’re saying hello to another year! Each new year brings a new hope and a new beginning. It’s a cycle of getting rid of the negative things and allowing positive growth in your life. It provides us a clean slate to remap and replan our lives.Is Read more
Yes, You Still Need Paperwork for a Refinance
Complicated. Stressful. This is what the mortgage process feels like to a number of borrowers in a certain survey, The Washington Post reported. But it was the sheer number of documents that go with mortgaging that overwhelmed most of the respondents per the report. Being a mortgage transaction, Read more
Are You Mortgage-Ready This 2017? 5 Ways to Increase Your Loan Approval Chances
Mortgage rates are always in a state of flux. Lenders and their mortgage guidelines vary. And if you’re buying a home this 2017, being mortgage-ready is the deal. Primp up your borrower profile to increase your chances of getting your mortgage application approved.Is today a good day for a Read more
Rates are Low. Should You Do Mortgage Refinancing?
A lot of people today are taking advantage of low mortgage rates to become full-fledged homeowners. According to Scott Sheldon, a California-based senior loan officer, and consumer advocate, rates will most likely be up by just 4% by year’s end.If you already have a home, now would also be a Read more
What is Worse – No Credit or Bad Credit?
Your credit determines your ability to get a mortgage more than any other qualifying factors. If you have bad credit, many lenders will turn you down. If you have no credit, you could also get turned down. So which is worse – no credit or bad credit?The truth of the matter is that they are both Read more
