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Buying a Home First Time Homebuyer

The Top Reasons Home Offers Get Rejected by Sellers

February 9, 2022February 4, 2022 JMcHood 0 Comments contract negotiations, earnest money, home purchase offer, pre-approval letter

When you make an offer on a home, you want the seller to accept it. Unfortunately, this doesn’t always happen.

Weighing the Pros and Cons of Hiring a Real Estate Agent

July 29, 2021June 24, 2021 JMcHood 0 Comments contract negotiations, mls listings, neighborhood research, real estate agent commission

Buying a house means making many decisions. Before you set out on your own to do it, you should determine

Houses and coins

Buying a Home First Time Homebuyer

How to Make a Competitive Offer on a Home

March 16, 2021March 7, 2021 JMcHood 0 Comments contract negotiations, home purchase offer, real estate contract contingencies

If you are trying to buy a home in a seller’s market, you have a lot of competition. What sets

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IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.

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