It’s time to take the plunge and buy your own house. It’s an exciting time! Before you start the process, though, you have to decide if you should buy or build a house.Looking for Current Mortgage Interest Rates? Click Here.There are many factors that go into this decision. Do you want to Read more
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Mortgage Rates, Guidelines and Lender Information
FHA Loans Articles
What is the Minimum Down Payment on an FHA Loan?
If you can’t come up with a large down payment for a home, you may consider an FHA loan. Because you can qualify for a loan with just 3.5% down, it
Important Articles
Are you Ever too Old to Qualify for a Mortgage?
Can you be too old for a mortgage? According to the law, you cannot. A lender cannot discriminate against you for your age. But they can deny your
Which Combination of Factors Would Result in the Lowest Monthly Mortgage Payment?
You are ready to buy a home, but you worry about the monthly payment. Will you be able to afford it? How can you keep it as low as
Buying a Home Articles
Should I Withdraw From my IRA to Buy a House?
The IRS allows a one-time exception for first-time homebuyers that want to tap into their IRA to put money down on a home. That exception saves you a Read more
Home Refinance Articles
When Should You Refinance from a 30-Year to a 15-Year Mortgage?
You can get a lower rate and pay off your mortgage faster, what’s not to love about the 15-year mortgage? It just makes sense to refinance into it Read more
Mortgage Refinance Articles
Refinancing? How to Get the Best Rate on Your Next Mortgage
You want to refinance to save money each month. Now may be a good time as interest rates continue to stay low. But just because rates are low doesn’t Read more
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