Selling a home does not come free as many people think it does. In fact, sellers pay a large chunk of change when they sell their home. Does this affect you as a buyer? Essentially, the seller helps to pay some of your closing costs without you realizing it. You will still pay your standard Read more
Owner Financing: How Does It Work?
Sometimes you have more option than strictly obtaining financing from a lender. Owner financing offers you the opportunity to obtain financing directly from the seller. While not very common, this situation could occur, giving you another chance at becoming a homeowner. How it Works The premise of Read more
Refinancing a Mortgage: How To Pay Lower Fees?
Refinancing comes with costs, we all know that. But did you know that there are ways to lower the mortgage refinance fees to make them more affordable? If you know that refinancing your mortgage will help you save money in the long run, it is worth learning how to lower your closing costs to help Read more
Benefits of Buying a House as a Married Couple
Whether you benefit from getting a mortgage as a married couple depends on the circumstances each borrower brings to the table. If both you and your spouse have great credit, good income, and a low amount of debts, then you could complement one another in the application process. On the other hand, Read more
Physician Mortgage Loans: A Guide To Getting One
New physicians are in a good place in their lives because they are at the start of a promising career. The problems occur when these new physicians want to purchase a home. They have every factor counting against them in most cases including:A large amount of debt No history of consistent Read more
