If you want to know who owns a house, the resources are out there, you just have to know how to use them. Most of the information you need is located at your county courthouse. You may even be able to access the information online in many counties. With as little information as the address of the Read more
When is a Letter of Explanation Needed for a Mortgage?
If everything on your mortgage application isn’t textbook material, it’s fairly certain that you’ll receive a request for a Letter of Explanation. Just what is this letter and how do you write it?Keep reading to learn the specifics you must know in order to get the mortgage approval that you Read more
Should you Buy or Build a House?
It’s time to take the plunge and buy your own house. It’s an exciting time! Before you start the process, though, you have to decide if you should buy or build a house.Looking for Current Mortgage Interest Rates? Click Here.There are many factors that go into this decision. Do you want to Read more
How Much Does a Home Appraisal Cost?
When you buy a home, you have many fees to pay and not all of them pertain to the lender. There are third party fees you may encounter, including the mortgage appraisal fee. This fee covers the cost of the appraiser evaluating the property and coming up with a fair market value for Read more
Buying Discount Points to Lower Your Interest Rate
It is an age-old question: should you pay points in order to secure a lower interest rate? While every situation differs, there are certain factors to consider before you determine the right answer for you. How much money you have to put down on the home as well as pay for closing costs is one of Read more
