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How Do Seller Closing Costs Affect You?

Selling a home does not come free as many people think it does. In fact, sellers pay a large chunk of change when they sell their home. Does this affect you as a buyer? Essentially, the seller helps to pay some...

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How Long Do USDA Rural Home Loans Take To Close?

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It’s a common myth surrounding the USDA loan that it takes ‘forever’ to get to the closing. It really doesn’t take too much longer than any other loan on the market. While there is one extra step USDA lenders have to take, if they do their job right, it won’t take very long.Compare Offers from  Read more

What is the Income Limit for USDA Rural Development Loans?

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Did you know that if you buy a home in a rural area that you might be able to get a loan with no down payment requirements? Did you also know that a large majority of the US is considered rural according to the USDA? That’s right, you don’t have to live next to the horse farm in order to qualify.  Read more

What are the USDA Loan Home Condition Requirements?

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The USDA loan allows buyers in rural areas with low to moderate income to buy a home with no money down. While it sounds great, you can’t just go out and buy any home. The USDA wants lenders to make sure the home is safe, sound, and sanitary. At a minimum, the home must pass the USDA’s minimum  Read more

Is There Mortgage Insurance (PMI) on USDA Loans?

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USDA loans are a government program that provides low to middle-income borrowers with 100% financing. If you fit the income requirements, you can buy a home in a rural area with no down payment. Many people want to know if the USDA then charges mortgage insurance or PMI on the loan, like  Read more

How to Find Listings of Rural Development Homes for Sale

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If you are willing to live in a rural area, you have the benefit of applying for USDA financing. As long as you meet the maximum income guidelinesfor your area (you don’t make too much money), you may qualify. But how do you know which houses qualify for this financing?Compare Offers from  Read more

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Owner Financing: How Does It Work?

Sometimes you have more option than strictly obtaining financing from a lender. Owner financing offers you the opportunity to obtain financing

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