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How Much is Capital Gains Tax on the Sale of a Home?

If you are like most people, you want to get the absolute highest price for your home. Did you know, though, that it may cost you more in the end if this is the case? It’s a little thing called capital...

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How Often Does the Average Person Move in a Lifetime and Why?

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Just recently, a friend of mine asked me to help him move. This was the second time he moved in the span of 12 months. The first was when he had to move closer to his workplace. The previous apartment he rented required him to drive for almost two hours to his office. In a day, he spent an  Read more

Get Ready For Autumn and Winter With These Home Design Trends

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Autumn is here and winter is coming. If you're planning to buy your first home during these seasons, you surely have to plan out how to beautify your home's interior. And if you like to look at Pinterest boards for design ideas for almost anything, then you're in for a treat with the latest home  Read more

Can You Refinance More than Two Properties?

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Many experts project mortgage interest rates to swing for new highs. Since the election, the trend has been up, and the numbers show.So before new norms kick in, many homeowners and investors are looking for the possibility to refinance, despite current market pressures. Taking advantage of  Read more

So How Do You Compare Lenders?

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You’ve been advised: compare lendersfirst before making a transaction with one. It makes perfect sense. Choosing the right people to originate your mortgage is easily as important as nailing down the right mortgage program.But how do you actually compare lenders? Do you simply search online and  Read more

PMMS: Rates Drop for Second Consecutive Week

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For the second week straight, mortgage interest rates declined, according to the latest Freddie Mac Primary Mortgage Market Survey. The report has shown the 10-year Treasury yield rise by 5 basis points for the week ending July 27, 2017 while the 30-year fixed-rate mortgage dropped by 4 basis points  Read more

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IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.