The Housing and Urban Development offers FHA loans at low down payments and less stringent credit requirements. Aside from FHA loans, the HUD offers an array of special homebuying programs dedicated to certain segments of society. By strengthening and encouraging homeownership, these borrowers Read more
Mortgage Refinance Options for People with Bad Credit
If you have bad credit, you might feel like you are out of luck when it comes to refinancing. After the mortgage crisis, most banks restricted their lending to those with great credit and positive qualifying factors. Gone were the days of giving out loans to those people that had blemished credit or Read more
What is the Good Neighbor Next Door Program?
When it seems like houses are just too expensive and you think you will never own one, there is a solution if you work within the community. Certain professions, such as police officers, EMTs, firefighters, and teachers are able to purchase a home in the community in which they work for 50 percent Read more
