Loan Programs

How to Find the Right State and Local Down Payment Assistance Programs

Are you avoiding buying a house because you don’t have a down payment saved? You aren’t alone. Millions of Americans do the same thing, but there is help. There are several state and local down payment assistance programs that can make...

Read More Blogs
results for search term ...
SEE TODAY’S RATES

Mortgage.info

Mortgage Rates, Guidelines and Lender Information

Do Deferred Student Loans Affect Debt-to-Income Ratios?

By

If you graduated college loaded with student loans, you aren’t alone. The average graduate has around $37,000 in debt and this only accounts for graduates with a bachelor’s degree. Those that go on even further can have hundreds of thousands of dollars in student debt.Looking for Current  Read more

Millennials Move Back Home to Save for Student Debt

By

Parents, there will be no empty nests for you. Young Money Survey of TD Ameritrade showed that 26% of the Millennial Generation who are in college are planning to go back home after their education.The surveyalso shows that young Americans look at a college degree as a good investment. New  Read more

Obtaining a Mortgage with Deferred Student Debt

By

A good debt ratio is the key to qualifying for a mortgage. Every monthly debt you have increases this ratio. You might not know that even loans that are not currently due affect your debt ratio as well. This includes deferred student debt. Even if you have several years before your loans are due and  Read more

Now, You Can Refinance Your Mortgage to Pay Off Student Debt

By

A recent refinance program between Fannie Mae and a private lender gives homeowners relief from their student debt burden.Under a cash-out refinance student loan payoff program, homeowners will be able to refinance their existing mortgages to avail of lower rates and pay down their existing  Read more

FHA Loans Articles

Important Articles

Buying a Home Articles

SEE ALL IN CATEGORY

Home Refinance Articles

SEE ALL IN CATEGORY

Mortgage Refinance Articles

SEE ALL IN CATEGORY

Contact

8123 South Interport Blvd.
Suite A, Englewood, CO 80112

IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.