Do you know who owns your mortgage? Did you know that the company that owns your mortgage and the one that services it may not be the same? While knowing who owns your mortgage may not be something everyone needs to know, if you ever have a question about the note or deed of trust, you’ll need to Read more
How Shortened Mortgages can Make Your Retirement Years More Pleasant
Let’s be honest, who would say no to an affordable mortgage?As long as it’s not a scam and the terms and interest rate are clear, we'd say yes in a heartbeat. For many years, mortgages were designed so that they are more affordable for almost everyone.As a general logic, if mortgage Read more
Mortgage Tip: Creating Opportunity Out of Obligation
How can you make the best out of your mortgage? Let us count the ways. Most people think of loans as no more than financial obligation. If given a choice, we’d rather be debt-free - and for good reason. But while we revel in the thought of a life without due dates, having a loan actually has some Read more
Planning to Pay Off Your Mortgage Early? Think About It First
Let's say you're at a point in your life where you have more than enough money on your hands. It would be nice if you pay off your mortgage early, right? After all, who doesn't want to become debt-free?Even if you're not really in that state of comfortability or financial stability, you probably Read more
You Can Avoid Mortgage Delinquency With These Tips
CoreLogic's recent Loan Performance Insights Report showed an improvement in the overall mortgage delinquency rate.According to the report, the national mortgage delinquency rate was down to 5 percent in September. That's 0.2 percent lower compared to last year's September report. Other than Read more