You already have a mortgage, so you assume you know everything about refinancing. This may not be true, though. There are some differences between a purchase mortgage and a refinance mortgage. Before you start the process, familiarize yourself with these terms. This will enable you to know the right Read more
How do you Check if Your Property has a Clear Title?
Are you worried that your property may have a lien on it? If you want to check, there is an easy way to do so without paying for a professional title search. It does require a little work on your end and it will take some time, but in the end, you’ll have the answers that you need.Looking for Read more
What Questions Should You Ask a Loan Officer?
Shopping for a mortgage can be just as stressful as choosing the right home. As you interview lenders, you should ask them certain questions. You should know the ins and outs of any mortgage you are considering. After all, you could have this loan for the next 30 years and it will likely be one of Read more
The Top Ways to Get a Fast Mortgage Approval
If there’s one thing that most borrowers hate about the mortgage process, it’s how long it takes. It can feel like an eternity as you wait for the underwriter to give you the ‘thumbs up’ or ‘thumbs down’ sign. Luckily, there are a few quick ways that you can speed the process along to get your Read more
Do You Have a Choice of Title Companies When Getting a Mortgage?
When you apply for a mortgage, your lender probably tells you the title company that they use. This is standard practice. Most borrowers don’t want to be bothered with finding a title company. But what about the borrowers that do care and want to find their own title company? Do lenders allow Read more
