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Why Choosing The Right Title Company Matters

February 2, 2021January 27, 2021 JMcHood 0 Comments mortgage closing process, real estate title company, title insurance

When you apply for a mortgage, your lender probably tells you the title company that they use. This is standard

Home Buying Home Purchase

How to Find Out Who Owns a Property

January 11, 2021December 26, 2020 JMcHood 0 Comments county recorder, county tax records, find the house owner, home ownership, tax assessor

If you want to know who owns a house, the resources are out there, you just have to know how

Home Buying Real Estate

What is a Certificate of Occupancy and How do you Get One?

December 23, 2019January 6, 2020 JMcHood 0 Comments building code, home certificate of occupancy, home inspection

New construction homes are exciting and scary at the same time. The home must meet many requirements, including holding a

First Time Homebuyer Home Buying

The Top Factors to Consider When Buying a Home Without a Realtor

August 12, 2019August 7, 2019 JMcHood 0 Comments choosing a home realtor, home contract negotiation, home purchase process

You don’t need a realtor to buy a home. In fact, you may save money if you do the work

Home Buying Real Estate

Don’t Leave Out These Important Contingencies in Your Purchase Contract

January 19, 2019January 23, 2019 JMcHood 0 Comments appraisal contingency clause, contract contingencies, inspection contingency, real estate purchase contract

Buying a home means more than negotiating a sales price. You have to work out other important details that sometimes

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IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.

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