A large earnest money deposit can help you win the bid on a home, but what if you can’t get it back? Is it worth risking a large amount of money?Compare Offers from Several Mortgage Lenders.Luckily, there are situations where earnest money is refundable. Keep reading to see what situations Read more
How Much Money do You Need to Buy a House?
You have your down payment saved, so you think you are ready to buy a house. Before you start, you should know some things. You need more than just the money for the down payment to buy a house. Many fees go into the purchase, which is important for you to understand so that you can make the most of Read more
Top Ways to Avoid Paying Too Much PMI
If you put less than 20% down on a home and you use conventional financing you'll pay PMI or Private Mortgage Insurance. On the one hand, this insurance helps you get conventional financing, but on the other, your payment will be higher because of the PMI.Looking for Current Mortgage Interest Read more
How Much Should a First-Time Homebuyer Put Down?
You’ve likely heard that 20% is the only down payment you should make. While it would be nice if everyone could put that much down on a home, it’s not always possible. Luckily, there are many loan programs you can use that require only a small fraction of that amount down on a home.Looking for Read more
Do you Need Stellar Credit for a Zero Down Home Loan
Does a zero down home loan seem out of reach for you? Do you worry that your credit score isn’t high enough to qualify for it?Compare Offers from Several Mortgage Lenders.We have good news for you. You don’t need exceptional credit to score one of the no money down home loans. Many of the Read more
