A large earnest money deposit can help you win the bid on a home, but what if you can’t get it back? Is it worth risking a large amount of money?Compare Offers from Several Mortgage Lenders.Luckily, there are situations where earnest money is refundable. Keep reading to see what situations Read more
How to Use Gift Money for Your VA Loan Down Payment
The VA loan comes with one very large benefit – you don’t need a down payment. However, there is still the issue of closing costs and the funding fee. You may still need several thousand dollars to cover the cost of the loan. What if you don’t have that kind of money? Are you out of luck in getting Read more
How to Find the Right State and Local Down Payment Assistance Programs
Are you avoiding buying a house because you don’t have a down payment saved? You aren’t alone. Millions of Americans do the same thing, but there is help. There are several state and local down payment assistance programs that can make homeownership a possibility for you.Looking for Current Read more
Who Does Escrow Protect?
Escrow is an important term that you should know when you are buying or even selling a home. Escrow is something that affects both buyers and sellers. It’s a safe place for important documents and money to be stored until the transaction is settled.Compare Offers from Several Mortgage Read more
Untraditional Ways to Get Your Down Payment
Do you not have 20% saved to put down on a home and no way of saving that much in the near future? You might think that you won’t ever be able to buy a home with your inability to save. There are ways, though; you just have to think outside of the box.Compare Offers from Several Mortgage Read more