As a new homeowner, you may be eligible to buy a Mortgage Credit Certificate. This certificate enables you to a tax benefit when you file your federal income taxes. You buy the certificate at your closing, but you don’t use it until it’s time to file your taxes.Get Matched with a Lender, Click Read more
Guide to Pennsylvania First-Time Home Buyer Programs
The state of Pennsylvania offers first-time homebuyers special benefits to help them become homeowners. The assistance includes down payment assistance and closing cost assistance, making it more affordable for first-time homebuyers to own a home.Compare Offers from Several Mortgage Read more
Are There any Special Home Loan Programs for Single Mothers?
Single mothers face unique challenges when it comes to homeownership. Whether they stay home to handle the kids or they balance work and family life while doing it all alone, owning a home can seem impossible.Get Matched with a Lender, Click Here.Luckily, with today’s programs, it may be Read more
Take Advantage of California First-Time Home Buyer Programs
Do you live in California and are trying to buy your first home? Did you know that there are California First-Time Home Buyer Programs available? These programs are run by CalHFA. You do not apply for the loan directly through CalHFA. Instead, you apply with a CalHFA approved lender.Compare Read more
The Complex World of Down payments, Decoded
A survey by Genworth Mortgage Insurance found out that homeownership apprehensionis greatly caused by down payment misconception. Many believe that the 20 percent down is an absolute when getting a loan. The 20 percent down isn’t mandatory, but why does it exist? Let’s take it back a few decades Read more
