You’ve likely heard that you need a two-year employment history to get a mortgage. Many people take this literally and assume if they’ve been at their job less than two years they can’t get a mortgage. That’s not the case today.Get Matched with a Lender, Click Here.Lenders look at the big Read more
Are you Ever too Old to Qualify for a Mortgage?
Can you be too old for a mortgage? According to the law, you cannot. A lender cannot discriminate against you for your age. But they can deny your application for other reasons, such as credit issues or debt ratio problems.Compare Offers from Several Mortgage Lenders.A lender can even deny Read more
What To Do if Your Mortgage Application Has Been Denied
The last thing you want to hear when you apply for a mortgage is that it’s been denied, but it happens. The good news is that it doesn’t mean it’s the end of the road for you. The bad news is that you have a lot of work ahead of you.Compare Offers from Several Mortgage Lenders. Learn the Read more
What Documents are Needed to Buy a Home?
Are you ready to buy a home? Before you step foot into a potential home, you should take the time to get pre-approved. This way you know what size loan you can get. When you combine the loan amount with the amount of your down payment that you have saved, you’ll have a pretty good idea of how much Read more
What Is a Drive-By Appraisal?
You may hear a lender tell you that you need a drive-by appraisal. What does that mean? Is it different from a regular appraisal?Get Matched with a Lender, Click Here.This term is often used for refinances. Most purchase loans require the full appraisal. The drive-by is an exterior look at Read more
