You need to put money down on your home, but you don’t have enough cash handy. You may have thought about using your credit card, but is that even allowed?Looking for Current Mortgage Interest Rates? Click Here.Technically, you can’t use your credit card to make a down payment on a home. Read more
How to Ace Your Home Purchase or Refinance Application
How to Ace Your Home Purchase or Refinance ApplicationIn matters of homeownership, it should cost you less to know more about how mortgages - purchase or refinance - work. This makes for a better transition from homebuying to homeownership. Don’t focus on the rates just yet, but on certain areas Read more
Mortgage Rates Are Low Again, Should You Refinance?
As of January 19th, the 30-year mortgage rate averaged 4.09% from the prior week’s 4.12%. The results of Freddie Mac’s latest weekly survey on mortgage rates mark the second week they’ve dipped lower. And when rates are low, the question of refinancing is in order. Will rates remain low to merit a Read more
Are You Mortgage-Ready This 2017? 5 Ways to Increase Your Loan Approval Chances
Mortgage rates are always in a state of flux. Lenders and their mortgage guidelines vary. And if you’re buying a home this 2017, being mortgage-ready is the deal. Primp up your borrower profile to increase your chances of getting your mortgage application approved.Is today a good day for a Read more