If you had to file for Chapter 7 Bankruptcy, don’t worry, you aren’t alone. Millions of Americans have to file for this BK in order to get the fresh start that they need. It’s how you conduct your finances after the discharge of the Chapter 7 bankruptcy that will determine your ability to buy a Read more
How to Refinance Your VA Loan With Bad Credit
If you have a VA loan now, you may have a way to refinance it even if you have bad credit.Compare Offers from Several Mortgage Lenders.Typically, lenders require you to have a minimum credit score in order to qualify for a refinance. It makes sense since the lender needs to decrease their Read more
What is a Portfolio Loan?
When you think of a mortgage, you likely think of conventional loans. These loans are written and funded by a lender, but then sold to a secondary market entity, such as Fannie Mae or Freddie Mac. Your loan servicer might remain the same, but the entity that actually owns the loan doesn’t remain the Read more
What is Rapid Rescoring?
If you need to fix your credit quickly, you may be sorely disappointed with the standard credit reporting process. Yes, you can dispute issues on your credit report and get them fixed, but it’s not going to happen in a short amount of time.Looking for Current Mortgage Interest Rates? Click Read more
Refinance Options for Homeowners With a Low Credit Score
If you have a low credit score, you might think your chances to refinance your loan are out the window. Not so fast, there may be some options available to you, especially if you have a government-backed loan.Compare Offers from Several Mortgage Lenders.Even if you don’t have an FHA, VA, or Read more
