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Bad Credit

Here’s How to Fix the Common Credit Report Errors

May 11, 2021April 24, 2021 JMcHood 0 Comments access credit report, credit repair, credit report errors, credit reporting mistakes

Your credit report affects you in many areas of your life – not just when you want to apply for

Bad Credit Financial Planning Foreclosure

Starting Over After Home Foreclosure

February 9, 2021January 27, 2021 JMcHood 0 Comments money saving tips, past home foreclosure, Rebuilding Credit, spending wisely

Have you lost a home in foreclosure and assume your options for homeownership are over? Don’t lose heart. It’s not

Bad Credit Buying a Home

How to Buy a House After a Chapter 7 Bankruptcy

June 16, 2020August 11, 2020 JMcHood bad credit events, chapter 7 bankruptcy, mortgage after bankruptcy

If you had to file for Chapter 7 Bankruptcy, don’t worry, you aren’t alone. Millions of Americans have to file

Bad Credit Refinance

How to Refinance With Bad Credit

October 21, 2019October 26, 2019 JMcHood 0 Comments Bad Credit refinance, no credit check refinance, subprime refinance loans

If your credit score tanked since you bought your home, you may think refinancing is out of the question. Luckily,

Bad Credit Home Refinance Loans VA Loans

How to Refinance Your VA Loan With Bad Credit

January 20, 2019January 23, 2019 JMcHood 0 Comments bad credit mortgages, va loan credit requirements, va loan eligibility, va loan refinance

If you have a VA loan now, you may have a way to refinance it even if you have bad

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IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.

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