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Month: March 2022

Buying a Home Financial Planning

How to Help Your Child Buy Their First Home

March 29, 2022February 4, 2022 JMcHood 0 Comments down payment help, first home purchase, Gift Money

Is your child trying to buy a home but keeps running into obstacles that prevent him/her from doing so? If

Reverse Mortgage

How Does the Principal Get Paid Back in a Reverse Mortgage?

March 19, 2022February 4, 2022 JMcHood 0 Comments retirement planning, reverse mortgage qualifications, reverse mortgage rules

Are you thinking of taking out a Reverse Mortgage? It works well for seniors that already own their home and

Buying a Home Documentation Financial Planning

How To Get Financially Ready to Buy a House

March 9, 2022February 4, 2022 JMcHood 0 Comments credit card debt, debt pay off, good credit score, home purchase planning, stable income

You know you want to buy a house in the near future, so you want to know how to prepare.

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IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.

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