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Month: January 2021

Do These Things Before Putting Your Home on the Market

January 26, 2021January 27, 2021 JMcHood 0 Comments curb appeal, home repairs, selling current home

Did you know that selling a home takes a lot more than sticking a ‘for sale’ sign in the front

Allowable Fees on a VA IRRRL Refinance

January 19, 2021January 27, 2021 JMcHood 0 Comments va closing costs, va irrrl refinance costs, va loan fees

The VA IRRRL loan allows veterans to refinance in the simplest manner. You don’t need to verify your income, assets,

Home Buying Home Purchase

How to Find Out Who Owns a Property

January 11, 2021December 26, 2020 JMcHood 0 Comments county recorder, county tax records, find the house owner, home ownership, tax assessor

If you want to know who owns a house, the resources are out there, you just have to know how

When is a Letter of Explanation Needed for a Mortgage?

January 4, 2021December 26, 2020 JMcHood 0 Comments letter of explanations, mortgage approval requirements, mortgage underwriting documnets

If everything on your mortgage application isn’t textbook material, it’s fairly certain that you’ll receive a request for a Letter

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IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.

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