One of the most important decisions you’ll make when you take out a mortgage is the interest rate. Not only do you have to worry about the number, but also what type of rate you choose. You can choose between a fixed rate and a variable rate. Keep reading to learn how to tell which might be right Read more
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Mortgage Rates, Guidelines and Lender Information
FHA Loans Articles
Maximum Debt-to-Income Ratio for a FHA Mortgage
You think you can afford a mortgage, right? You head into the lender and fill out an application. A few hours later you learn that you cannot afford
Important Articles
Weighing the Pros and Cons of Hiring a Real Estate Agent
Buying a house means making many decisions. Before you set out on your own to do it, you should determine if you need a realtor. There are pros and
How to Avoid PMI Without Putting 20% Down
If you don’t put 20% down on a home, you’ll pay mortgage insurance in some form. If it’s a conventional loan, you pay PMI. If you opt for a
Buying a Home Articles
Weighing the Pros and Cons of Hiring a Real Estate Agent
Buying a house means making many decisions. Before you set out on your own to do it, you should determine if you need a realtor. There are pros and Read more
Home Refinance Articles
Does a Cash Out Refinance Result in a Higher Interest Rate?
There’s one thing most borrowers worry about when getting a new mortgage – the interest rate. So it’s no wonder people worry about the interest rate Read more
Mortgage Refinance Articles
Refinancing? How to Get the Best Rate on Your Next Mortgage
You want to refinance to save money each month. Now may be a good time as interest rates continue to stay low. But just because rates are low doesn’t Read more
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