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Month: April 2019

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Down Payment First Time Homebuyer

Who Does Escrow Protect?

April 29, 2019April 1, 2019 JMcHood 0 Comments escrow account, home purchase transaction, purchase contract contingencies

Escrow is an important term that you should know when you are buying or even selling a home. Escrow is

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Underwriting VA Loans

What’s the Maximum Debt Ratio for VA Loans?

April 22, 2019April 1, 2019 JMcHood 0 Comments va debt ratio, va loan dti, va mortgage underwriting

VA loans have some of the most relaxed guidelines out of any program in the industry today. They don’t focus

Flowers and coffee

VA Jumbo Loan: What is it and How Does it Work?

April 1, 2019April 1, 2019 JMcHood 0 Comments va high cost counties, va jumbo home loans, va loan amount, va loan limits

VA loans typically offer 100% financing, but there’s a limit to it. If you borrow more than the standard limit

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IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.

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