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Month: December 2017

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Foreign Nationals

How Non-Permanent Resident Aliens Verify Employment

December 29, 2017December 26, 2017 JMcHood 0 Comments asset verification, credit score requirements, mortgage income verification, non-permanent resident aliens

Buying a house is a part of the American dream. But, for non-permanent resident aliens, it can mean a lot

Small house and a lady

The Top 5 Reasons to Buy a ‘For Sale by Owner’ Home

December 29, 2017January 15, 2018 JMcHood 0 Comments choosing the neighborhood, for sale by owner, fsbo purchase, home contract negotiation, residential property research

You are in the market for a home – congratulations! You have many decisions ahead of you, though. Your first

Paper house

Different Insurance Policies You Can Get to Protect Your Home

December 28, 2017December 26, 2017 Justin McHood 0 Comments home coverage, home insurance, homeowner insurance, insurance policies for a home

Every homeowner understands the importance of protecting their homes. Which is why many would take the necessary measures to make

Wondering

Why “No Closing Cost” Home Loans Still Cost You

December 28, 2017December 26, 2017 JMcHood 0 Comments mortgage loan closing, no closing cost mortgages, zero closing costs and fees

You hear that you have the option to get a “no closing cost” loan. You immediately, think “Sign me up!”

House

Home Improvement

Boost Your Home Value to Increase Your Home Equity

December 27, 2017December 26, 2017 CHamler 0 Comments curb appeal, home equity, home value, Kitchen and Bath

As defined, home equity is the net current value of an owned property less any mortgages and liens tied to

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IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.

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