If your mortgage payments are getting harder and harder to afford, you might worry about the risk of foreclosure. The good news is if you start now, before you are late on your payments, you can avoid foreclosure with a refinance. You cannot delay, thinking that things will work themselves out, Read more
Archives for November 2016
Why Should You Consider Zoning Before Buying a Home?
Before you buy a home, you probably think about a million things you want to check out like the condition of the utilities, appliances and the layout of the home. You might even think about things like the heating system and plumbing units, although these items are usually left up to the Read more
What are Your Chances of Buying a Home After Foreclosure?
The days of a foreclosure preventing you from becoming a homeowner for at least 7 years is behind us. Today, many programs make it possible to own a home in as little as 2-3 years after losing a home. Of course, this does not pertain to every person affect by a foreclosure. There are certain steps Read more
Can You Negotiate Refinance Closing Costs?
Refinancing your mortgage means you will pay closing costs in one way or another. There are several ways to do it and even ways to negotiate refinance closing costs. Understanding what you need to pay, your options for paying the costs and which ones you can negotiate can help you make your Read more
If You Were to Refinance Today, Traditional or HARP®?
Refinancing is the road homeowners take when they want to bring down the costs of keeping a mortgage. In so doing, they take advantage of lower rates and lower mortgage payments. But with so many refinance programs to choose from and sometimes a little time to spare, it’s easy to get lost in the Read more