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Are Rates Going to Stay Low?

Mortgage rates have seen a low as the year 2018 came to a close. Low rates help many borrowers qualify for a loan, making the housing market boom. Are these low rates here to stay or is this another quick fluke?Compare...

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Archives for January 2016

Things to Know About the VA Home Loan

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Last year, the VA helped about 73,000 veterans avoid foreclosure.The VA home loan is still one of the only loans to offer no down payments. Today, VA home loans are available to more than 20 million veterans and active military members. As banks tighten lending standards the demand for VA home  Read more

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Are Rates Going to Stay Low?

Mortgage rates have seen a low as the year 2018 came to a close. Low rates help many borrowers qualify for a loan, making the housing market boom. Are

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IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.