You’ve likely heard that you need a two-year employment history to get a mortgage. Many people take this literally and assume if they’ve been at their job less than two years they can’t get a mortgage. That’s not the case today.Get Matched with a Lender, Click Here.Lenders look at the big Read more
Do Lenders Verify Employment the Day of Closing?
Lenders always verify employment before you close on a loan. It’s not enough to supply your paystubs or even your tax returns. Lenders need to hear from a third party that you are employed. This helps the lender determine that your income is as accurate as you reported.Get Matched with a Lender, Read more
How to Refinance Your Mortgage With Disability Income
Disability income might seem like income to you, but in the eyes of the lender, it may not. There are many factors at play when you don’t have straightforward income from your employment. The circumstances surrounding your injury and the likelihood of continued employment/income are what the lender Read more
Can You Refinance When Unemployed?
Thousands of Americans found themselves without a job in recent years. Although the unemployment rate steadily decreases, it still leaves many unemployed. Many of these people could benefit from a mortgage refinance because it can free up money and even spare them from making a mortgage payment or Read more
