Hitting the lowest level since January 2000 is the early-stage delinquency rate, now at 1.7 percent. It fell by 0.2 percent in March 2017 from a year ago. Early-stage delinquency refers to those mortgage loans which are 30 to 59 days late. This data is according to the Loan Performance Insights Read more
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Mortgage Rates, Guidelines and Lender Information
FHA Loans Articles
Maximum Debt-to-Income Ratio for a FHA Mortgage
You think you can afford a mortgage, right? You head into the lender and fill out an application. A few hours later you learn that you cannot afford
Important Articles
How to Avoid PMI Without Putting 20% Down
If you don’t put 20% down on a home, you’ll pay mortgage insurance in some form. If it’s a conventional loan, you pay PMI. If you opt for a
Using Seller Concessions to Your Advantage
Buying a home means more than coming up with a down payment and affording the mortgage payment each month. You also have to be able to afford the
Buying a Home Articles
Advantages of Buying a Condo
There are more decisions to make when buying a house than just the location. You also have to decide what type of house you want. Do you want a single Read more
Home Refinance Articles
Does a Cash Out Refinance Result in a Higher Interest Rate?
There’s one thing most borrowers worry about when getting a new mortgage – the interest rate. So it’s no wonder people worry about the interest rate Read more
Mortgage Refinance Articles
Refinancing? How to Get the Best Rate on Your Next Mortgage
You want to refinance to save money each month. Now may be a good time as interest rates continue to stay low. But just because rates are low doesn’t Read more
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