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How Much is Capital Gains Tax on the Sale of a Home?

If you are like most people, you want to get the absolute highest price for your home. Did you know, though, that it may cost you more in the end if this is the case? It’s a little thing called capital...

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The Mortgage Underwriter and Your Loan Application

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When you apply for a mortgage you deal with many people, some of which you never see. The one person you have the most interaction with is the loan officer. This is the person who you start the mortgage application process with and who you stay in contact with throughout the process. A person you  Read more

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IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.