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First Time Homebuyer Loan Process

Important Questions You Need to Ask Your Loan Officer

March 23, 2021March 7, 2021 JMcHood 0 Comments choosing a mortgage lender, home loan faqs, mortgage loan process

Shopping for a mortgage can be just as stressful as choosing the right home. As you interview lenders, you should

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Closing Costs First Time Homebuyer Loan Process

Steps you can Take to Prevent Home Mortgage Closing Delays

October 13, 2018October 31, 2018 JMcHood 0 Comments closing delays, mortgage approval timeline, mortgage loan process

If there’s one time in your life that you don’t want a surprise, it’s at your mortgage closing. An unexpected

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Don’t Fall For These Common Mortgage Myths

December 8, 2017December 11, 2017 JMcHood 0 Comments common mortgage myths, down payment guidelines, home loan misconceptions, mortgage loan process

Mortgage myths can make you believe something harmful about mortgages. Because your home is one of the largest investments you

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IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.

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