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A Farewell to ARMs’ Lower LTV Ratios as Fannie Mae Increases Them to 95%

Prior to the July 29 Fannie Mae changes, adjustable-rate mortgages required lower loan-to-value, combined loan-to-value, and high combined loan-to-value than fixed-rate mortgages. These low LTV ratios make applying for ARMs less attractive and more difficult for Americans looking to borrow more...

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Fannie Mae’s Wide Ranged Guideline Changes and Eased Risk Assessment Expected to Help 100K Applicants Per Year

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Fannie Mae has just instituted sweeping changes on how conventional loans are approved, making it easier for more creditworthy borrowers to access mortgages and improving the ability for those already qualified to borrow more. It is expected that with the relaxed mortgage guidelines, that 100,000  Read more

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