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How Non-Permanent Resident Aliens Verify Employment

December 29, 2017December 26, 2017 JMcHood 0 Comments asset verification, credit score requirements, mortgage income verification, non-permanent resident aliens

Buying a house is a part of the American dream. But, for non-permanent resident aliens, it can mean a lot

Whose FICO Score do Lenders Use on a Joint Refinance?

March 8, 2017March 1, 2017 JMcHood 0 Comments credit improvement, credit score requirements, joint refinance process

When you marry your spouse, you marry his credit. Good or bad, you pay the price. Even if you have

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IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.

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