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How Do Seller Closing Costs Affect You?

Selling a home does not come free as many people think it does. In fact, sellers pay a large chunk of change when they sell their home. Does this affect you as a buyer? Essentially, the seller helps to pay some...

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Somber Predictions for the US Housing Market in 2018

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It’s a fresh year and while we’re busy unwrapping our plans for 2018, housing and mortgage experts are still wrapping up the previous year in the US housing market.Indeed, it’s been a great year. Challenges were abundant but the market managed to keep it under control. In fact, Freddie Mac just  Read more

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Owner Financing: How Does It Work?

Sometimes you have more option than strictly obtaining financing from a lender. Owner financing offers you the opportunity to obtain financing

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IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.