Chris Hamler

While sweeping through the morning mortgage news, one particular article from The Guardian caught my attention. The piece, written by UN-appointed special rapporteur Leilani Farha headlines: “Housing is a human rights issue.” I did a double take. That’s not something you  see every day. Or maybe the joke’s on me. When you deal with figures and statistics on a daily basis, the human factor of the matter can easily get lost on you. I felt somber. In the article, Farha placed emphasis on the importance of world governments keeping their collective promise to “ensure access to adequate, secure and affordable…

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It’s a fresh year and while we’re busy unwrapping our plans for 2018, housing and mortgage experts are still wrapping up the previous year in the US housing market. Indeed, it’s been a great year. Challenges were abundant but the market managed to keep it under control. In fact, Freddie Mac just called it the best year in a decade for the US housing market. As a new year sets base, will we expect the same track? Real estate site TheStreet.com collated opinion from various mortgage professionals, investors, as well as buyers and sellers alike regarding the near future of the…

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Finding out the conditions of the local real estate market is a prerequisite for any individual looking to buy a home. But unless you hire a realtor, you’re mostly going to get a general feedback on your general inquiry regarding the current market conditions. Fortunately, there are publicly available information that you can use as resources for your home buying decision. [sc_content_link label=”Get today’s rates.”] Local government offices Financial data are just a segment of the total information accessible to the public in your local county or city government office. Ask for financial reports that detail tax collections or expenditures,…

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How can you make the best out of your mortgage? Let us count the ways. Most people think of loans as no more than financial obligation. If given a choice, we’d rather be debt-free – and for good reason. But while we revel in the thought of a life without due dates, having a loan actually has some very practical uses. One common benefit of having a loan is being able to build credit. Today, having little to no credit leaves one at a disadvantage. Aside from giving you easy access to loans and many forms of financing products, having…

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UK startup Nuvo introduces the first digital broker powered by artificial intelligence. Although still in beta, the tech offers a world of ease and convenience in mortgage and insurance shopping. Online is the future of business. It’s a technological and commercial inevitability. With more service industries entering the digital marketplace, it’s only a matter of time before other players follow suit – finance and mortgage included. [sc_content_link label=”Ready to start your journey?”] The finance and lending sectors have experienced a rough transition in the past few years. Yet, without a doubt, both industries have successfully passed the initiation phase and…

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