Let’s be honest, who would say no to an affordable mortgage?As long as it’s not a scam and the terms and interest rate are clear, we'd say yes in a heartbeat. For many years, mortgages were designed so that they are more affordable for almost everyone.As a general logic, if mortgage Read more
Millennials aren’t the ones with the Most Debts and Worst Scores. Guess Who?
While Millennial homebuyers have been very vocal about their struggles in homeownership, it looks like this generation is doing better strides compared to an older generation when it comes to debts and credit scores.A new State of Credit report was released by Experian just recently. While the Read more
California’s $1B Solar Project Targets Low-income Residents
In its efforts to meet today’s climate goals and to help low-income residents reduce their electricity bills, the state of California now has the Solar on Multifamily Affordable Housing (SOMAH) program.The California Public Utilities Commission (CPUC) has approved the creation of the said Read more
Mortgage Shopping: With too Many Good Choices, How Do You Know Which is Best?
Buying a house — the thought of it either makes you squeak in excitement or tremble with anxiety. These reactions are pretty normal and expected. It’s because it probably is one of the largest purchases you will ever make.When you’ve finally found the house you love, you’re just getting Read more
I’m Thinking of Relocating, But Must I?
If you’re thinking of moving to a new home this 2018, you must plan carefully to make sure it won’t hurt your finances. The recent tax reform will have varying effects on the housing economy of the country.On December 20, 2017, the House passed the GOP tax bill. Two days later, President Donald Read more