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Month: May 2022

How Do Seller Closing Costs Affect You?

May 28, 2022April 26, 2022 JMcHood 0 Comments mortgage fees, mortgage settlement costs, seller closing fees

Selling a home does not come free as many people think it does. In fact, sellers pay a large chunk

Owner Financing: How Does It Work?

May 21, 2022April 26, 2022 JMcHood 0 Comments owner financing for homes, seller funding for homes, seller mortgage financing

Sometimes you have more option than strictly obtaining financing from a lender. Owner financing offers you the opportunity to obtain

Closing Costs Home Refinance Loans

Refinancing a Mortgage: How To Pay Lower Fees?

May 14, 2022April 26, 2022 JMcHood 0 Comments common refinance fees, lender paid closing costs, mortgage closing costs, refinancing closing costs

Refinancing comes with costs, we all know that. But did you know that there are ways to lower the mortgage

Benefits of Buying a House as a Married Couple

May 7, 2022April 26, 2022 JMcHood 0 Comments buying a home with spouse, married couple mortgage benefits, mortgage pitfalls for couples

Whether you benefit from getting a mortgage as a married couple depends on the circumstances each borrower brings to the

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IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.

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