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Month: February 2016

FHA Loan Eligibility

February 26, 2016August 19, 2016 Justin McHood 0 Comments

The FHA offers many benefits which first-time home buyer can take advantage of. One of these benefits is the ability

First-time Homebuyers: HomeReady™ Mortgage Program

February 18, 2016August 19, 2016 Justin McHood 0 Comments Home Loan, House, Mortgage, New Home Owners, Real Estate

A majority of home buyers whether it be their first time buying a home or their 10th, down payments are

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IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.

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