As you shop for a mortgage, you’ll likely hear the terms conforming and non-conforming thrown around. It’s important that you…
Browsing: Loan Guidelines
Did you know that lenders can add requirements to the actual loan program’s requirements? It’s called lender overlays and it’s…
You’ve likely heard that you need a two-year employment history to get a mortgage. Many people take this literally and…
When you apply for a mortgage, you have to meet the mortgage program guidelines, including the mortgage to income ratio.…
If you are a credit-worthy borrower that just doesn’t have a large down payment, you may be a good candidate…